 |
debit
(anonymous digital cash model, stored in PC ,needed to be loaded
from bank before shopping) |
Zero.
However merchant pays 2-3%
of transaction and $5-25 a month for license. |
|
 |
credit/debit
(club model, acts as a gate to bank systems, uses credit
card networks/ /CyberCoin - micropayment subsystem) |
Zero
(for buyer) + usial cost of credit card using (about 20
cents and 2% of
transaction. CyberCoin - Zero |
|
 |
credit/debit
(club model, acts as a gate to bank systems, uses credit
card networks and micropayment coin model subsystem) |
There are different
schemes, setting differnts costs for transaction (average
is about 30-40 cents
per transaction) |
|
 |
credit
(club model, acts as a gate to credit card networks, can accumulate
small payments and, thus decreases expenses for using of
credit network) |
20
cennts + 3% per transaction (maybe for
few purchases if accumulated). Merchant pays $10 for
opening of an account. |
|
 |
credit
(club model, acts as a gate to credit card networks) |
29
cents + 2% per transaction. Merchant
pays $10 and buyer pays $2 for registration. |
|
 |
debit
(Buyer pays with coupons bought from NetCash) |
Both merchant and
buyer pay 2% per
transaction ($2 and $4 miminum), when exchange coupons for
cash. Merchant pays $19.95 for registration. |
|
 |
debit
(practically payment is made by NetChex (on the client
behalf) with clients checks) |
Zero
for buyer. merchant pays $10 a month and 2-3% of transaction. |
|
 |
debit
(Payment is made with previously deposited at NetBill
cash) |
Zero
for buyer. merchant pays 2-3%
of transaction and 2-5 cents
per transaction. |
|
 |
debit
(anonymous digital cash model, stored in smart card
,needed to be loaded from bank before shopping) |
Zero.
(Small fee for card issuing is defined by bank .) |
|